The Cost of Procrastination Are You on the Road to Financial Wellness? It's never too late to start. In this ebook, we outline effective financial strategies for every stage of the journey. First Name Last Name Email Address Thank you! Oops! Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The 12 Steps to Living Confidently: How to Set Up a Budget Get ready. We’re about to get deep. Have you ever thought about what means, means? Should You Invest in Exchange Traded Funds? There are hundreds of ETFs available. Should you invest in them? Estimate Your Health Care Costs in Retirement Studies show that health care concerns are the top of the list for Americans planning their retirements.